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Home Loan

Overview

Home loans are also known as mortgages, use the borrower’s home for collateral. This home can, however, be a single-family house up to a four-unit property, as well as a cooperative unit. Lenders thus fund home loans and then process them.


The maximum loan amount which any borrower can ask for in a home loan is 50%-80% of the property and the term of the loan is from 5 to 15 years also comparatively lower interest rates and there is greater credit eligibility.

Our Process

Step 1

Fill Simple form

Step 2

We Process your application for a loan

Step 3

We get the simplest rates for you

Step 4

Loan is approved and the amount is credited

Benefits

Lower interest rates as its secured loan

Helpful for all Home-related expenses

Greater Credit Eligibility

Documents Required

PAN card /Passport

Processing fee cheque

Bank Statement

Credit score

Aadhar card

Copy of Property document

Last 3 years balance sheet

Latest OD/CC Sanction letter

Income tax return of Last 3years

Proof of Business

Profit & Loss Statement

Clear All Your Doubts !

  • HL EMI is a defined amount you'll buy repayment of your loan monthly till the loan is totally paid.
  • However, the EMI amounts stay the same, monthly the part of interest keeps coming down and the principal keeps on increasing, except when rating of interest increases.
  • HL tenure in India ranges from 5 years to a maximum of 18 years. The longer the tenure, the lower the EMI.

Let’s start your business journey with Book My Consultant.

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